Key benefits of a Conventional Loan include:

• Fixed Rate Loans

• Adjustable Rate Loans (ARMs)

• Combination (Hybrid) Loans

• Balloon Mortgages and Pledge Asset Loans

• Jumbo / Construction Loans

• Reverse Mortgage

Items required (for most loans):

• Last two months’ bank statements

• Most recent investment account statements

• Pay stubs for last 30 days

• Last two years’ tax returns

• Real estate owned and rents collected

• Copy of settlement statement if you sold property in the last three years

• Purchase contract for new home(if you have one)

For more items see our Mortgage Checklist